Important Disclosures
Central Regulatory Hub for Sierra Crest Advisors, LLC.
Registration Status
Sierra Crest Advisors, LLC is an investment adviser registered with the United States Securities and Exchange Commission (SEC). Sierra Crest Advisors and its representatives are in compliance with the current filing requirements imposed upon SEC-registered investment advisers and by those states in which Sierra Crest Advisors maintains clients.
Registration with the SEC or any state securities authority does not imply a certain level of skill or training. For detailed information regarding our registration status, background, and operational structure, please visit the SEC’s Investment Adviser Public Disclosure (IAPD) website at adviserinfo.sec.gov and search for our firm.
Website Limitations & No Solicitation
This website and its content are provided for informational and educational purposes only. Nothing contained on this website constitutes personalized investment, financial, legal, or tax advice. Furthermore, the information published herein does not constitute an offer to sell, a solicitation to buy, or a recommendation for any specific security, portfolio asset, or investment strategy.
Sierra Crest Advisors cannot provide personalized investment advisory services simply through an individual's use of this website. A formal investment advisory relationship is established only after the delivery of our required regulatory disclosures (Form ADV Part 2A and Form CRS), a thorough suitability assessment, and the execution of a written investment advisory agreement.
Summary of Key Investment Risks
Ensure the specific risks listed below directly mirror the "Item 8: Methods of Analysis, Investment Strategies and Risk of Loss" section of your finalized Form ADV Part 2A. The SEC’s Marketing Rule requires that risk disclosures accurately reflect the actual strategies employed by the firm without omission of material facts.
All investing involves the risk of loss, including the possible loss of principal capital. No investment strategy, including those utilized by Sierra Crest Advisors, can guarantee a profit or completely protect against loss in declining markets. Past performance is strictly not indicative of future results.
Depending on your customized wealth blueprint, your portfolio may be subject to various material risks, including but not limited to:
- Market Risk: The value of securities may fluctuate due to broader economic, political, or market-wide conditions.
- Interest Rate Risk: Fixed-income securities typically decrease in value when interest rates rise.
- Inflation Risk: The risk that the return on an investment will not keep pace with the rising cost of goods and services.
- Management Risk: The risk that the investment techniques and analyses applied by Sierra Crest Advisors may not produce the desired results.
Material Conflicts of Interest
Ensure the conflict summaries below exactly match the conflicts disclosed in your Form ADV Part 2A. Particular attention must be paid to language regarding rollover recommendations (under the DOL Fiduciary Rule) and the allocation of investment opportunities if performance-based fees are ever introduced.
As a fiduciary, Sierra Crest Advisors is legally obligated to act in your best interest. However, certain inherent conflicts of interest may arise during the course of our business. We mitigate these conflicts through a strict fee-only compensation structure, meaning we do not accept commissions, 12b-1 fees, or third-party compensation for selling financial products.
Potential conflicts may still include, but are not limited to, the allocation of our advisors' time among various clients, and the recommendation that a client roll over retirement plan assets into an account managed by Sierra Crest (which increases our assets under management and corresponding advisory fees). We address all conflicts through absolute transparency, robust internal compliance policies, and complete adherence to our Code of Ethics.
Regulatory Brochures (Form ADV & Form CRS)
Sierra Crest Advisors provides full operational transparency through our mandated regulatory filings. You may view or download our current disclosure documents below, which outline our fees, services, disciplinary history (if any), and operational methodologies.
Business Continuity Plan (BCP) Summary
Sierra Crest Advisors has developed a comprehensive Business Continuity Plan designed to ensure our firm can quickly recover and resume critical business operations following a significant business disruption (e.g., natural disasters, power outages, or localized emergencies). Our plan encompasses data backup and recovery systems, alternate physical communication channels, and redundant technological infrastructure. A complete summary of our BCP is available to clients upon request.
Legal Document Directory
For further operational guidelines and legal policies governing your relationship with Sierra Crest Advisors and your use of this digital platform, please refer to the following sub-documents:
Details our data collection, security, and GLBA compliance practices.
Governs the rules and intellectual property conditions for using our website.
Outlines our fee-only structure and advisory compensation mechanics.
Describes our internal standards for employee conduct and personal trading.